In California our homeowner’s insurance policy had lengthy earthquake exclusions. It seemed like anything breakable (crockery, glass) wasn’t actually covered and there was much fine print to read through. Here in Washington we instead have definitions regarding “Volcanic Actions.” For example, they will pay for the removal of “the initial deposit of ash, dust or particulate matter” but not for any subsequent deposits that may occur from wind or “other means.” Also, any number of volcanic eruptions during a 72-hour period counts as one eruption. In related news, Mount Rainier has been called “A monumental threat” by a USGS scientist, albeit in a 500 year timeframe.